GetCovered.NJ.gov: Enroll for Low-Cost Health Insurance By Dec. 31 · For New Patients · Update Current Policy · Compare Policies · Financial Assistance
Open Enrollment for 2022 coverage is here! Enroll in coverage from now until December 31st for coverage beginning January 1st. Enroll by January 31st for coverage beginning February 1st.
When you compare costs, consider your total health care costs and not just the monthly premium:
Deductible: How much you have to spend for covered health services, except free preventive services, before your insurance company pays anything
Co-pays/Co-insurance: What you pay each time you get a medical service after you reach your deductible
Out-of-pocket maximum: The most you have to spend for covered services in a year. After you reach this amount, the insurance company pays 100% for covered services.
The American Rescue Plan Act of 2021, which reduces health insurance premiums by providing more financial help to eligible consumers who purchase a plan through Get Covered New Jersey. The new federal law ensures that no family spends more than 8.5% of their income on health insurance premiums — at any income level.